HDFC Online Deposit Login

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I hereby consent to collection and processing of my data for availing this deposit and relevant services in the manner described in the notice here.

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Important note:
· The deposits in the Bank are insured with DICGC for an amount of Rs.5 Lakhs (Principal + Interest) per depositor · In terms of Reserve Bank of India Directives, Interest will be calculated at quarterly intervals on Term Deposits and payable at the rate decided by the bank depending upon the period of deposits. In case of Monthly Deposit Scheme, the interest will be calculated for the quarter and paid monthly at discounted value. · HDFC Bank computes interest based on the actual number of days in a year. In case, the Deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e., 366 days in a leap year & 365 days in a non leap year. · In the absence of any maturity instruction or in case of auto renewal the deposit will be renewed for a period equal to that of the original deposit at the prevailing rate on the date of renewal · Maturity amount for deposits would vary to the extent of tax and compounding effect on tax for the period subsequent of deduction till maturity and also due to rounding off (to the extent of 50 paise in each F.Y.) · Effective Deposit Date will be based on fund received in HDFC Bank account. · In case of premature closure of Fixed Deposit (including sweep in / partial closure) the interest rate will be 1.00% below of the lower of either – 1) the contracted rate or 2) the applicable rate for the period the deposit has remained with the bank, whichever is lower. · In Case of premature withdrawal of the fixed deposit based on depositor’s instructions or the instructions of all the joint depositors in the case of joint deposit, the bank has the right to recover interest already paid or the penalty, if any, from the proceeds of the fixed deposit in accordance with prevailing regulations of the bank and the Reserve Bank of India. · To know more about HDFC Bank products/ prevailing interest rates /any query/ suggestion/ feedback, please visit our branch, bank website www.hdfc.bank.in or you may write to support@hdfc.bank.in.

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HDFC Bank Limited ("Bank" or "us" or "we") respects your privacy and is committed to protecting your personal data.

This notice and request for consent ("Notice") will inform you about how the Bank proposes to collect, handle, store, use, disclose and transfer ("Process") your personal data in connection with the [Deposit products] and related services you request from the Bank ("Requested Product").

1. Categories of Personal Data: We may Process the following types of your personal data:

Categories	Data Elements
Identity & Contact Data	Name, mobile number, email ID, date of birth, signature, photograph
Official Identifiers	Aadhaar (masked), PAN, other officially valid documents (as per KYC norms)
Address & Demographic Data	Residential address, correspondence address, nationality, residency status
Account & Relationship Data	Customer ID, account number, account type (Savings / Current / Term Deposit), nominee details
Financial Transaction Data	Deposit balances, credits/debits, interest credits, cheque transactions, standing instructions
Employment / Occupation Data	Occupation type, employer name (where required for KYC)
Device & Channel Usage Data	IP address, device ID, operating system, login timestamps, location (approx.)
Authentication & Security Data	Login credentials, MPIN, biometric authentication (if enabled)
Communication & Interaction Data	Call recordings, emails, chats, branch visit records, service requests, grievances
Derived / Inferred Data	Transaction patterns, fraud risk indicators, regulatory risk flags

Note: We may collect your personal data directly from you, from our affiliates or third parties such as our vendors credit information companies, regulators or governmental authorities who may have your personal data, or from publicly accessible sources.

2. Purposes of Processing of Personal Data: We Process your personal data for the following purposes:

Purpose	Details & Use Cases
Account Opening & Maintenance	To provide you with deposit products, including opening, managing, renewing, and closing deposits, calculating and paying interest, processing maturity proceeds, meeting tax and regulatory obligations, and communicating with you regarding your deposits.
Regulatory & Legal Compliance	KYC/AML, audit, regulatory reporting, RBI compliance
Transaction Processing	Credit/debit processing, interest computation, statements
Recovery & Collections	Recovery of dues via internal teams or appointed recovery agents
Customer Service & Support	Query resolution, grievance handling, service communications
Fraud Prevention & Security	To take actions necessary for prevention and detection of crime and fraud, portfolio sensitivity analysis, etc
Account Communication	Alerts, statements, regulatory notices
Legal Enforcement	Responding to legal notices, enforcement of rights

Note: We may undertake the abovementioned activities either ourselves or through our affiliates or third parties such as vendors, service providers, other regulated entities such as credit information companies and KYC registration and authentication service agencies, etc., in accordance with our internal policies and applicable law.

3. Data Sharing: We may disclose and transfer your personal data to the following entities for the following purposes:

Entity	Purpose
Regulatory and Statutory Authorities (Entities: Reserve Bank of India (RBI), Income Tax Department, and other government agencies)	Compliance with legal and regulatory obligations. Reporting under applicable banking and financial laws (e.g., credit exposure, suspicious transactions). Facilitating statutory audits and supervisory reviews.
Collection Agencies	Recovery of outstanding loan amounts in case of non-payment. Communication for repayment arrangements.
Service Providers and Technology Partners (IT service providers, payment gateways, and cloud storage	Secure storage and management of personal data. Enabling Requested Product processing and payment services.
Legal and Advisory Professionals (Law firms, auditors, and consultants)	Addressing legal disputes or compliance-related issues. Audit, risk management, and advisory services related to Requested Product.
Fraud Prevention Agencies (Fraud detection systems and risk assessment service providers)	Prevention of identity theft, fraud, or unauthorized transactions
Courts and Dispute Resolution Forums	Compliance with legal notices or court orders. Resolution of disputes arising from the Request Product.

Note: In certain cases, these entities, which receive your personal data from us may also be legally required to give you a notice regarding their Processing of your personal data and request for your consent before they Process the same. We encourage you to read their privacy notices and contact them if you have any questions regarding how they Process your personal data.

4. Your Rights

Under the DPDPA, you have the right to:

Access, update and review your personal data.
Correct inaccuracies in your personal data.
Request erasure of your personal data.
Nominate another individual who can exercise your rights in case of incapacity.
Raise grievances.

To exercise your rights, please contact us at privacy@hdfc.bank.in

5. Consent Withdrawal:

You have the right to withdraw your consent at any time by accessing Consent Connect.

Please note that our Processing of your personal data before you withdraw your consent will not be impacted. You should also be aware that if you withdraw your consent for us to Process your personal data for some of the purposes we have mentioned in this Privacy Notice, we may not be able to continue offering you the Requested Product. This could mean that the terms and conditions applicable to discontinuation or closure of your Requested Product will become applicable. Specifically, such withdrawal of your consent and consequent discontinuation/ closure of the Requested Product could also lead to consequent obligations/ charges as are applicable as per the terms and conditions of such Requested Product or loss of benefits. Illustratively, in the context of a savings account, this may include cessation of any standing instructions and discontinuation of linked services such as debit card, UPI, net banking, and EMI payments.
Accordingly, we encourage you to review the terms and conditions applicable to the Requested Product to understand the consequences of withdrawal of your consent in respect of Processing of your personal data and the resultant discontinuation / closure of the same.

6. Grievances:

If you believe that you have any concerns regarding how we Process your personal data, you have the right to let us know your grievances. Please contact us at the details provided under 'Contact Information' below to register your concerns.

Contact Information

Name of DPO: Rahul Rajendra Prasad
Contact details: privacy@hdfc.bank.in

If you are not satisfied with the resolution of your grievance, you may make a complaint to the Data Protection Board of India.

By providing your consent by ticking the checkbox, you acknowledge and agree to the following:

That you have read and understood the contents of this Notice and consent to the Processing of your personal data as described here.
That you give your consent voluntarily, without any coercion or influence from the Bank or any other person.
That you will provide and ensure that the Bank maintains accurate, updated, complete and consistent personal data.
The Bank may Process your personal data for certain other purposes without your consent, where the law allows us to do so such as enforcement of a legal claim against you or for the Bank to make regulatory disclosures.

For more details about how we Process your personal data for various purposes, your rights under the law, and our privacy practices, please read our Privacy Policy.

You can read this consent statement in your preferred local language by clicking here.